Microsoft announces no annual fee Xbox Mastercard credit card

Xbox announced on Tuesday that it is partnering with Barclays US Consumer Bank to offer a new credit card that rewards gamers for their purchases. The Xbox Mastercard, which has no annual fee, will allow cardholders to earn points that can be redeemed for games and add-ons at xbox.com.

The card will be available exclusively to Xbox Insiders, a group of users who test new features and provide feedback, in the 50 U.S. states starting on September 21. The card will be rolled out to all Xbox players in the U.S. in 2024. The card will offer five times the points on eligible products at the Microsoft Store, three times the points on eligible streaming services like Netflix and Disney+, three times the points on eligible dining delivery services like Grubhub and DoorDash, and one point on all other everyday purchases. Find the full list below.

With the Xbox Mastercard, players can earn card points for every $1 spent on purchases including:

• Xbox & Microsoft – Earn 5x card points on eligible products at the Microsoft Store.
• Streaming Services – Earn 3x card points on eligible streaming services like Netflix® and Disney+®.
• Dining Delivery Services – Earn 3x card points on eligible dining delivery services like Grubhub® and DoorDash®.
• Everyday purchases – Earn 1x card points on all other everyday purchases.

Cardmembers will also get access to more benefits including:

• A bonus of 5,000 card points (a $50 value) after their first purchase.
• Three months of Xbox Game Pass Ultimate for new Game Pass members after their first purchase. If they’re already a Game Pass member, they can easily gift it to a friend to play together.
• Choice of one of five iconic designs for their card, with the option of personalizing it with their gamertag.
• Flexibility of use with contactless payments and digital wallets.
• Free online access to cardmembers’ FICO Credit Score, which allows users to keep an eye on their credit score and receive alerts when their score has changed.
• $0 Fraud Liability protection, so cardmembers are not responsible for charges they didn’t authorize.

If you’re an Xbox Insider with residence in the continental United States, Alaska, or Hawaii, you can apply for this new Xbox Mastercard starting on September 21.