Does Amazon Take Apple Pay? Here's What You Need To Know

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Published on November 11, 2025

The convenience of mobile payments has revolutionized how we shop, both online and in physical stores. Apple Pay, with its seamless integration into the Apple ecosystem, is a popular choice for many. However, when it comes to shopping on Amazon, one of the world’s largest online retailers, the question of whether or not you can use Apple Pay often arises.

Unfortunately, Amazon does not directly accept Apple Pay as a payment method. This might seem surprising given the widespread adoption of Apple Pay, but Amazon has its own reasons for not integrating the service. Let’s delve into why this is the case and explore alternative payment options available on Amazon.

Can You Use Apple Pay on Amazon?

Why Doesn’t Amazon Accept Apple Pay?

There are a few key reasons why Amazon doesn’t offer Apple Pay as a payment option:

Amazon Pay: Amazon has its own payment platform, Amazon Pay, which competes directly with Apple Pay. By promoting Amazon Pay, Amazon keeps transaction fees within its own ecosystem and encourages users to stay within the Amazon environment.
Data Control: Amazon benefits from collecting data on customer transactions. Using Amazon Pay allows them to maintain control over this data, which is valuable for targeted advertising and improving the customer experience.
Negotiation Leverage: As a massive retailer, Amazon has significant leverage in negotiating payment processing fees with various providers. It’s possible that the terms offered by Apple for Apple Pay integration weren’t as favorable as those Amazon could secure with other payment methods.

What Payment Methods Are Accepted on Amazon?

While Apple Pay isn’t directly accepted, Amazon offers a wide range of alternative payment options:

Credit and Debit Cards: All major credit and debit cards are accepted, including Visa, Mastercard, American Express, Discover, and more.
Amazon Store Card: This card offers exclusive benefits for Amazon shoppers, such as rewards points and special financing options.
Amazon Gift Cards: You can redeem Amazon gift cards to pay for your purchases.
Checking Account: You can link your checking account to Amazon and pay directly using your bank account.
Amazon Pay: Use your Amazon account balance to pay on other websites and apps that accept Amazon Pay.
Buy Now, Pay Later Options: Amazon offers options like Affirm, allowing you to split your purchase into monthly payments.

Are There Any Workarounds?

While there’s no direct way to use Apple Pay on Amazon, there are a couple of potential workarounds:

Apple Card: If you have an Apple Card, you can use it like any other credit card on Amazon. Simply enter your Apple Card details during checkout.
PayPal (with Apple Pay linked): Although Amazon doesn’t directly accept Apple Pay, some users have reported success by linking their Apple Pay to their PayPal account and then using PayPal as the payment method on Amazon. However, this method is not officially supported and may not always work.

Tips For Managing Payments on Amazon

Set a Default Payment Method: To speed up the checkout process, set your preferred payment method as the default in your Amazon account settings.
Monitor Your Transactions: Regularly review your Amazon order history and payment activity to ensure accuracy and identify any unauthorized transactions.
Take Advantage of Rewards Programs: Use a credit card that offers rewards or cashback on Amazon purchases to maximize your savings.

Payment Method Comparison

Feature	Apple Pay	Amazon Pay	Credit/Debit Cards
Acceptance on Amazon	No	Yes	Yes
Security	Uses tokenization for secure transactions	Uses Amazon’s secure payment infrastructure	Varies by card provider, generally secure
Ease of Use	Seamless integration with Apple devices	Integrated within the Amazon ecosystem	Requires entering card details
Rewards	Depends on linked card	Depends on linked card	Depends on card provider

Navigating Payments on Amazon

Amazon doesn’t directly support Apple Pay due to its own payment platform, data control preferences, and negotiation strategies. However, you can still enjoy a seamless shopping experience by utilizing the many accepted payment methods.

FAQ

Can I use my Apple Cash balance on Amazon? No, Apple Cash cannot be directly used on Amazon.

Does Amazon offer any discounts for using specific payment methods? Amazon sometimes offers promotions or discounts for using the Amazon Store Card.

Is it safe to link my bank account to Amazon? Amazon uses secure encryption technology to protect your financial information.

Can I use a prepaid card on Amazon? Yes, most prepaid cards are accepted on Amazon, as long as they have a Visa, Mastercard, or American Express logo.

What if my preferred payment method is declined? Check your account balance, card expiration date, and billing address to ensure they are correct. Contact your bank or card issuer if the problem persists.