You won't be able to pay your Apple Card Bill if you lose your iPhone

Just a couple of days back, Apple started rolling out Apple Credit Card to everyone in the US. As more and more users receive Cards in the US, we are now finding information which was previously unknown. Just yesterday, an Apple support page revealed that the Apple Credit Card can get damaged if kept in some specific fibres.

Now, another small detail has been revealed, thanks to another Apple support page. According to the page, Apple currently doesn’t have an Apple Card website and is relying just on the iOS app. This will work fine under most circumstances but if you lose your iPhone, you will lose access to the wallet app and the Apple Card transactions as well. Apple recommends users to turn on Find My Phone for such situations and gain back access to the Wallet app. If you can’t find the phone, the next best thing to do is to call Apple support who will transfer you to Goldman Sachs representative. The representative will take your personal details which includes, you name, phone number, last four digits of your social security number, and date of birth to make the payment over the phone. Another potential solution is to access the Wallet app from another Apple device like an iPad.

In contrast, most of the popular Credit Card companies have a dedicated website as well as a mobile app for payments. While we are definitely not the right people to give financial advice, it does look like Apple is lacking behind despite advertising Apple Credit Card as futuristic.