Apple e phatlalatsa karolo ea Pay Later BNPL; ho sebetsana le boikarabelo ba lichelete nakong ena

Apple Pay Hamorao

Apple haufinyane e tla kenya tšebetsong theko ea eona hona joale, e lefe hamorao (BNPL) tšebeletso e bitsoang "Pay Later," khamphani e phatlalalitse Mantaha o fetileng ho WWDC. Ha se lekhetlo la pele Apple e kena lefats'eng la lichelete empa se secha ka eona ke tlhophiso eo k'hamphani e nkileng qeto ea ho e nka: e tla be e sebetsana le mesebetsi ea lichelete bakeng sa ts'ebeletso, joalo ka ho alima le ho hlahloba mekoloto.

Apple e na le tšebelisano 'moho le Goldman Sachs le lik'hamphani tse ling bakeng sa litefiso tsa eona tsa nakong e fetileng tsa lichelete, ho kenyeletsoa karete ea eona ea mokoloto ea Apple Card. Leha ho le joalo, ha Goldman Sachs a ntse a e-na le karolo tšebeletsong e ncha ea Apple Pay Later, e ke ke ea e-ba khōlō joaloka mesebetsi e meng eo a neng a e etsa. Feme e tla be e fana ka karete ea mokitlane ea Mastercard bakeng sa Pay Later kaha, joalo ka Bloomberg e hatisa tlaleho, Apple ha e na charter ea banka. Leha ho le joalo, mesebetsi e akaretsang ea ho etsa liqeto bakeng sa likalimo le ho hlahloba likalimo e tla sebetsoa ke Apple Financing LLC, e nang le laesense ea ho fana ka lits'ebeletso tsa kalimo ebile e arohane le khoebo ea mantlha ea Apple. 

Apple e tla sebetsana le tlhahlobo ea bakopi ba tla etsa kopo ea karolo e ncha e hahiloeng ho Apple Pay. Ho latela a CNBC Tlaleho, Apple e tla hloka feela licheke tse bonolo tsa mokoloto. Ha ho na lintlha tse mabapi le hore na k'hamphani e ka alima bakopi bokae, empa CNBC e re e ka ba $1000 boholo. Hang ha mokoloto o fanoe, mosebelisi o tla reka ka Apple Pay.

Basebelisi ba tla etsa litefiso tse 'ne tse lekanang ka sesebelisoa sa Wallet ho lefa mokoloto ntle le tsoala nakong ea libeke tse tšeletseng. Tefo ea pele e tla ba ea pele, ha tse ling kaofela li tla etsoa libeke tse ling le tse ling tse peli (le hoja u ka khetha ho e etsa esale pele). Haeba motho a fetoa ke tefo, Apple ho tlalehoa e ke ke ea tlalehela liofisi tsa mekoloto ka hona e ke ke ea ama lintlha tsa motho ka kakaretso tsa mokoloto hampe. Leha ho le joalo, ha ho so hlake hore na k'hamphani e tla lefisa tefiso ea morao kapa che.

Le ha lintlha tsena tsa pele li utloahala li le monate, tlhahiso e ncha ea lichelete ea Apple e ke ke ea tla ntle le mathata a eona. Ha ho nahanoa ka sebopeho sa eona joalo ka BNPL, Lefa Hamorao ho ka bolela menyetla ea mathata a fapaneng a lichelete bakeng sa basebelisi, haholoholo ho ba le chelete e ngata. 

Pay Later e tla tla ka iOS 16. Phatlalatso e tla tsebisoa basebelisi ba US pele empa hape e tla fumaneha libakeng tse ling hamorao. Apple Pay Later e fumaneha hohle moo Apple Pay e amoheloang inthaneteng kapa ka har'a app, e sebelisa marang-rang a Mastercard. tsebiso ea boralitaba

Sharron Bennet

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