Microsoft has been talking about their Wallet service for some time, but with the advent of Windows 10 their initiative appears to be really heating up.
While we mainly associate Microsoft Wallet with mobile payments, the initiative may find its best home on the web, working together with biometric authentication service Windows Hello and web authentication service Microsoft Passport.
We all know Windows Hello already, but our readers may have forgotten about Microsoft Passport.
Windows 10 will ask you to verify that you have possession of your device before it authenticates on your behalf, with a PIN or Windows Hello on devices with biometric sensors. Once authenticated with “Passport”, you will be able to instantly access a growing set of websites and services across a range of industries – favorite commerce sites, email and social networking services, financial institutions, business networks and more.
With Microsoft Passport, Microsoft Payments will allow Microsoft to bring one click buying to all websites, without the need to enter your card details and your shipping address, making it a seamless process similar to buying on Amazon, but on any website.
This initiative can succeed completely separately from the traditional NFC mobile payments we normally associate with Microsoft Wallet, and is one which takes advantage of Windows’s strength on the web, where the majority of e-commerce still takes place.
As the screen shot above shows, Microsoft is actively hiring in this area and working on developing the service, in this case looking for a Compliance Program Manager to work at preventing money laundering and a senior accountant to help navigate the regulatory hurdles.
With 120 million people already using Windows 10, and an increasing number using the store (and therefore entering their card details) Microsoft is rapidly building up to a critical mass of users who will be able to take advantage of the Microsoft Passport button when it does finally start popping up on websites in the future.