Windows Phone users are a pretty resourceful bunch, and we are pretty used to working our way around the iPhone/Android app duopoly with 3rd party apps, as we have seen with the Snapchat/Instagram/Tinder saga.
When faced with apps being withdrawn from the Windows Phone Store the natural impulse create a 3rd party app.
As we have seen with Snapchat (on other platforms) this can be a security risk however, and even more so when it comes to banking apps.
Above we have a well known developer offering to hack and share the XAP for the Bank of America app, which may need some hacking to make it work in the near future. The sharing of these modified apps will place user’s money at risk, and the fault would largely fall on the head of Bank of America, who did not seem to consider the safety and well being of their Windows Phone-using customers.
Bank of America and Chase should know that users will find a way, and that if they want to be in control of the process it may be best to actually serve their users, instead of forcing them to find alternatives.